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This could be seen through the introduction of m-banking system by the four telecommunications companies namely m-pesa, zap, tigo pesa and z-pesa.
It is marketed as a quick, easy, safe and a low cost way to transfer amounts of money from one person to another, transfers from individuals to businesses and cash withdrawals.
Using mobile money to build efficient and inclusive financial ecosystems 6 the impact of mobile money on other areas of development 9 understanding mnos' interest and success in mobile money 14 creating an enabling policy and regulatory environment 15 1.
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How is mobile money used in the real world?
In short, mobile money enables subscribers to bank directly from their mobile phones without physically being in a financial institution to pay bills, receive money, and transact business all through virtual mobile accounts known as mobile money wallets.
What are the effects of mobile money innovation?
In the financial year ending March f7 EFFECTS OF MOBILE MONEY INNOVATION 2016, transactions worth 5.29 trillion shillings ($52.6 billion) were conducted. This is equivalent to 85 percent of the total national economic output (Safaricom, 2016).
Where was the concept of mobile money invented?
The concept of mobile money was first invented in South Africa in year 2002 (Nyaga, 2013) by Hannes van Rensburg, CEO and founder of Fundamo (Meaning Fundamentally Mobile). The launch of this mobile pay platform using Short Message technology (SMS) was initiated in collaboration with Celpay Zambia.
Is there any research on mobile money in Kenya?
Research on Mobile Money Earlier research on a similar topic was conducted by Okuku-Magacha (2012), to investigate the impact of ICT on mobile banking in Kenya. It was found that the security measures put in place by Safaricom ICT department to secure M-Pesa users are acceptable to majority of the respondents.
Last Update: Oct 2021
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